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WAY4 Merchants POS, e-commerce, mobile, omni-channel merchant & agent acquiring

developed by OpenWay, the vendor with #1 global ranking in Card Issuing and Merchant Management by Gartner and Ovum, 2009-2016

Our WAY4 top-ranked merchant acquiring software system is chosen by tier-1, mid-size and start-up acquirers, banks, payment processors, telecom, fleet and transport companies in EMEA, Asia and Americas. Among them are equensWorldline, Comdata, Network International, Raiffeisen Bank International, ACB, Equity Bank of Kenya, Credorax, Borgun, AIS, Lukoil. Some of our clients manage over 20,000,000 transactions per day on a single WAY4 platform, 2,400 transactions per second, 600,000 merchants, 500,000 mobile agents, and offer acquiring services in over 100 countries on WAY4.

All-in-one & modular

WAY4 supports classic and innovative merchant acquiring from A to Z. Choose from accounting, clearing & settlement, risk and dispute management, terminal management, tokenization, 3-D Secure 2.X, merchant portal, merchant profitability and other modules in the same framework.


DCC, merchant currency pricing, loyalty clubs, NFC and QR payments, payment for marketplaces, payment aggregation, smart POS, mobile check-out, wallets – you can run a variety of value-added services for your tier-1 and SME merchants, PSPs, and agents.

Digital by nature

From fully online back-office through acceptance of a variety of cards, accounts, tokens and payment methods to API for digital merchant and partner on-boarding and PSD2 support – your merchant business will be fully digital with WAY4.


You can choose from over 80 pricing, risk and other rules – they can dynamically adapt to your customer’s behaviour. 

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