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WAY4 Payments universal payment hub software for your B2B and B2C domestic and cross-border payment business

developed by OpenWay, the vendor with #1 global ranking in Card Issuing and Merchant Management and top global ranking in White-Label Digital Wallets, by Gartner and Ovum, 2009-2017

Our WAY4 top-ranked financial switching and gateway system is chosen by tier-1, mid-size and start-up banks, payment processors, telecom, fleet and transport, global and national switching companies in EMEA, Asia and Americas. We proudly serve Borica, National Bank of Greece, Raiffeisen Bank International, Finnet, Bank Rakyat Indonesia, Asbanda, Halyk, AIS, Saana Holdings, Equity Bank of Kenya, National Bank of Bangladesh, Lukoil and others. What our clients have achieved with WAY4 include: 34,000,000 transactions per day; 2,400 transactions per second; support of 1,400 various billing companies and payment types on a single WAY4 installation; clearing & settlement for 26 independent banks; provision of switching services in over 100 countries on WAY4, and other notable achievements.

WAY4 gives you full online operability between channels, systems, payment methods and instruments:

  • Business models: ATM/POS/mobile/omni-channel/e-commerce switch/gateway, national switching, wallets, new payment methods 
  • Payment methods: Mastercard, Visa, Diners Club, American Express, JCB, UnionPay, Alipay, national schemes, SEPA, PSD2, Instant Payments, closed-loop
  • Financial instruments: cards, accounts, wallets, wearables, tokens
  • Core & value-added services: local & cross-border payments, remittance, DCC, recurring, billers, loyalty, 3-D Secure 2.X, and many more
  • Under the hood: high availability, smart routing, online 24/7/365, online risk management, customer data analytics, scalability from S to XXL
  • Connections: ISO 8583, ISO 20022, SEPA, SPDH, API and more